All Loan Options

Down Payment Assistance

Upfront costs do not have to stop the conversation.

Down-payment assistance programs may help qualified buyers manage part of the cash needed to purchase a home. Tara will help you understand what is available and what it means for your full loan.

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Tara Cloy, The Mortgage Queen — Down Payment Assistance
Tara CloyThe Mortgage Queen

Is this for me?

A simple place to start.

This may be a good fit if you can manage a mortgage payment but need help with the down payment or eligible closing costs.

What we’ll review

  • Available assistance options reviewed for your situation
  • Eligibility explained in plain language
  • Loan payment and long-term cost reviewed—not just the assistance amount
Tara Cloy, Louisiana Mortgage Broker

Who you’ll work with

Experience you can trust. Guidance that feels personal.

I’m Tara Cloy, Owner and Broker of ROYAL’TEE Lending Group. For more than 28 years, I’ve helped over 1,000 clients navigate the mortgage process. I believe you deserve honest answers, a strategy built around your goals, and communication that keeps you comfortable from the first conversation through closing.

“You deserve more than a mortgage. You deserve the Royal’Tee Treatment.”
28+ Years of Experience1,000+ Clients ServedLA Local Expertise

Your next step

Let’s talk about your goal.

You do not have to know which loan is best before reaching out. That is what Tara is here to help you determine.

Check My DPA Options